Some time ago we agreed with Elin (8) and Alexander (7) that they would receive pocket money from us every week. Surely a good thing to teach the kids to keep track of the money, plan, count, save. The only problem is that we never have cash. The kids will soon get their bank accounts with automatic transfers but they won’t be able to log in to the bank themselves to manage their accounts and hence to see the transaction history and the balance. Instead, they will have to manually keep track of the transactions, either by writing them down on paper, or, more likely, by using a dedicated app for that purpose, such as “veckopengen”. It’s amazing to see how quickly apps fulfilling some new purpose are being created. Cash was king just recently, and now it’s not any more accepted in many places in Sweden, such and cafés and busses. Swish is used everywhere, from hotdog stands on a street to online stores. Some people say that the barrier of spending virtual money compared to physical is lower. For me it has always been the opposite – as soon as cash leaves my bank account and ends up in my pocket it’s gone.